The exchanges may not be cheap but at least they have low value.
Now that October 1 has come and gone we are moving into the era of medical insurance exchanges. These exchanges were created by the Affordable Care Act and are slated to take effect on January 1, 2014. They are designed to be state marketplaces where individuals and small businesses can shop for health insurance. Insurance companies are required to offer essential health benefits of various, but comparable, levels ...<< MORE >>
COMMENT on AP 9-25-13 # 1069
It is already obvious that many basic promises made under the Affordable Care Act (ACA) cannot be kept—many millions will not be able to keep, or afford, the insurance they previously had through their employment; many millions will pay more for insurance with less coverage; and so on. As new health insurance markets open on October 1st, the Obama administration is unveiling ...
David Gimlett M.D.
As the Affordable Care Act (ACA) unfolds we are now entering the era of the health insurance exchanges. In response to the law’s various requirements the insurance industry is remodeling its concept of provider networks to create new “narrow” networks for the individual and small group markets. This is a throwback to the failed HMO concept of severely limiting patients’ choices of physicians and hospitals in a cynical effort to control costs. In the exchanges the insurance companies must offer products that cover the list of Essential ...<< MORE >>
Samuel Metz, MD
If immigration reform isn’t tough enough, watch the fireworks when we include the health care needs of undocumented immigrants. For many Americans, subsidizing health care of the undocumented by higher taxes and more expensive insurance policies is intolerable. We surely cannot afford the expense of providing more care at greater cost to a population of uninvited outsiders.
This is where immigration reform ...<< MORE >>
By Don McCanne, M.D.
The recent decision by the Obama administration to delay by one year the Affordable Care Act’s requirement mandating employers to offer health insurance to their full-time employees is one more broken promise to many millions of Americans. The Affordable Care Act (ACA) was intended to keep insurance obtained through employment intact, while adding coverage for the uninsured through new state insurance exchanges and through an expansion of Medicaid. Among the programs to be protected were the multi-employer Taft-Hartley plans that were collectively bargained between unions and employers. Yet ...<< MORE >>